Payment method guide · Updated July 2026
Where to use it
ATM Cash Deposit is verified and listed in 10bet's payment menu, alongside Ozow EFT, OTT Voucher and crypto. Neither Pantherbet nor Hollywoodbets currently list ATM cash deposit among their supported payment methods.
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An ATM cash deposit is exactly what it sounds like: you feed physical cash into a bank ATM's deposit slot, direct it toward a specific account using a reference number, and that money becomes available in the destination account — in this case, your 10bet casino wallet — once the deposit clears. It's one of the oldest ways to move money in South Africa's banking system, predating instant EFT gateways like Ozow by years, and it remains genuinely useful for a specific kind of player: someone who deals mostly in cash, doesn't have online banking set up, or simply prefers not to route a gambling deposit through a bank app or card at all.
For online casino purposes, the mechanic works like this: 10bet's cashier generates a unique deposit reference number tied to your account when you select ATM Cash Deposit as your funding method. You then take that reference number to any ATM belonging to a supported bank, select the cash deposit option on the machine (distinct from a withdrawal or balance inquiry), feed in your notes, and enter the reference number exactly as provided so the deposit routes to the correct destination account rather than sitting unallocated. Most South African banks' ATMs count and verify notes as they're inserted, so you get an on-screen confirmation of the exact amount deposited before you walk away.
This is meaningfully different from a standard person-to-person cash deposit into someone's personal bank account, because the reference number is what ties your specific deposit to your specific 10bet casino account rather than to some intermediary's account that then has to manually match it up. Get the reference number wrong, or fail to enter it at all, and the deposit can end up delayed or misallocated — which is why double-checking that reference before confirming the transaction at the ATM matters more with this method than with almost any other payment type on this site.
It's worth being clear about where ATM Cash Deposit currently sits among the three casinos this site tracks: it's verified and listed specifically at 10bet, appearing alongside Ozow EFT, OTT Voucher and crypto in its payment menu. Pantherbet's eleven methods lean on instant EFT, cards and retail vouchers rather than a dedicated ATM cash deposit option, and Hollywoodbets' menu centres on Payfast, Ozow, Instant EFT and vouchers, with branch cash collection covering the in-person side on withdrawals rather than ATM deposits on the funding side. If ATM cash deposit specifically is your preferred way to fund a casino account, 10bet is currently your verified option among these three.
One practical note: ATM cash deposit is a deposit-only method by nature — there's no equivalent process for withdrawing casino winnings back out through an ATM cash deposit slot, since ATMs don't dispense funds tied to a casino reference number in reverse. Any winnings need to be withdrawn through a different method, typically Ozow or crypto in 10bet's case, both of which process around the clock including weekends.
Getting money in
Sign up with your SA mobile number and email. No promo code is needed — the 100% match up to R5,000 applies automatically on your first deposit.
Choose ATM Cash Deposit from 10bet's payment menu and enter the amount you plan to deposit.
10bet's cashier will generate a reference number tied specifically to your account and this transaction. Write it down or screenshot it — you'll need it exactly as shown at the ATM.
Head to an ATM belonging to a bank that supports cash deposits, and select the cash deposit option on the machine's menu, not a withdrawal.
Insert your notes as prompted, then enter the reference number precisely — a typo here is the single most common reason an ATM cash deposit doesn't reflect correctly.
The ATM will display the counted amount for confirmation. Keep the printed slip as proof of the transaction until your 10bet balance updates.
Unlike instant EFT, ATM cash deposits aren't always instant — expect anywhere from a few minutes to a few hours depending on the bank's own settlement and 10bet's reconciliation process.
If your deposit hasn't reflected after a few hours, contact 10bet's live chat with your ATM slip reference on hand — that reference number is exactly what support needs to trace and manually credit a delayed deposit.
Mzansi Pro-Tip
Always double, even triple-check the reference number before confirming your cash deposit at the ATM — this is the one step in the entire process that's fully manual and fully on you to get right. A single mistyped digit can send your deposit into a reconciliation queue that takes far longer to resolve than the deposit itself would have taken to process correctly the first time. Screenshot the reference number from 10bet's cashier rather than trying to memorise it, and compare it character-by-character against what you type into the ATM.
Because ATM Cash Deposit can take a few hours rather than being instant, it's not the method to use if you're trying to deposit right before a specific promotion or time-limited bonus window closes. If speed matters for a specific deposit, Ozow EFT or crypto — both also supported at 10bet — will get funds into your account far faster. Save ATM Cash Deposit for routine top-ups when you're not racing a clock.
10bet doesn't apply a consumer-facing deposit fee for ATM Cash Deposit transactions under standard terms, though it's worth confirming current terms on 10bet's live cashier page, since promotional and fee policies can shift. It's also worth noting that some banks charge their own cash deposit fee at the ATM itself, entirely separate from anything 10bet charges — that's a bank-side cost rather than a casino-side one, and it applies to any ATM cash deposit regardless of the destination account.
On security, ATM cash deposit has a genuinely different risk profile from online payment methods: there's no card number, banking password or digital credential exposed at any point, since the entire transaction happens at a physical ATM using cash and a reference number. The main practical risk isn't digital fraud but simple human error — a mistyped reference — or the everyday physical-safety considerations of carrying and depositing cash, which are the same considerations that apply to any cash handling, gambling-related or not. Keep your ATM slip until your 10bet balance reflects the deposit, since that slip is your primary proof of transaction if anything needs to be traced or disputed.
As with any payment method, only ever initiate an ATM Cash Deposit reference through 10bet's own cashier that you accessed directly, and never share a deposit reference number with anyone claiming to be able to "help" process it faster — legitimate 10bet support never needs anything beyond the reference number and your ATM slip to trace a delayed deposit.
Set against Ozow EFT — also supported at 10bet — ATM Cash Deposit loses clearly on speed, since Ozow settles in seconds while an ATM cash deposit can take minutes to hours. Where ATM Cash Deposit wins is accessibility for a specific player profile: anyone without online banking enabled, without a smartphone banking app, or who simply prefers to handle a gambling deposit in cash rather than through a digital banking session. Set against retail vouchers like OTT Voucher, both methods share the deposit-only limitation and both involve a physical trip, but a voucher purchase happens at a till with a shopkeeper present, while an ATM cash deposit happens alone at a machine — a meaningful difference for players who'd rather not discuss a gambling-related purchase with a retail cashier.
Set against crypto, ATM Cash Deposit sits at the opposite end of the spectrum entirely — crypto requires a wallet, an exchange account and comfort with digital currency, while ATM Cash Deposit requires nothing but cash and a bank card to access the ATM (or, in many cases, not even a card, since many SA bank ATMs support cardless cash deposits via reference number alone). For a player who wants the absolute minimum digital footprint on a casino deposit, ATM Cash Deposit is arguably the most "offline" method available at any of the three casinos this site tracks.
ATM Cash Deposit is the right call if you deal primarily in cash, don't have online banking enabled, or simply want to keep a gambling deposit entirely separate from your everyday digital banking activity. It's specifically useful for players who might otherwise be locked out of instant EFT methods like Ozow, which require online banking access to function at all. If that describes you and you're playing at 10bet, ATM Cash Deposit is a genuinely practical option worth using.
If speed matters more than cash-based privacy, Ozow EFT — also available at 10bet, and at Pantherbet and Hollywoodbets too — settles in seconds rather than minutes to hours; see our Ozow guide. If you're a Pantherbet player without online banking, 1Voucher or OTT Voucher offer a similar cash-based deposit experience through retail outlets rather than an ATM. And remember that ATM Cash Deposit is deposit-only — you'll still need a bank-linked method like Ozow or crypto to withdraw any winnings from your 10bet account, so pair it with one of those from the outset rather than discovering the limitation only when you try to cash out. See our 10bet review for the full picture on wagering, the 40x casino requirement, and the 10-tier loyalty club.
Before you deposit
ATM Cash Deposit lets you fund your casino account by feeding physical cash into a bank ATM and directing it to your account using a unique reference number generated by the casino's cashier. It's verified and listed at 10bet.
Among the three casinos we track, ATM Cash Deposit is currently verified only at 10bet. Pantherbet and Hollywoodbets do not list it among their supported payment methods.
Unlike instant EFT methods, ATM cash deposits can take anywhere from a few minutes to a few hours to reflect in your 10bet balance, depending on the bank's settlement process.
No. ATM Cash Deposit is a deposit-only method. Withdrawals at 10bet need to go through a bank-linked method like Ozow or crypto instead.
A mistyped reference number can delay or misallocate your deposit. Contact 10bet's live chat with your ATM slip on hand — the reference number and slip are what support needs to trace and manually credit the deposit.
10bet doesn't apply a consumer-facing deposit fee under standard terms, though your own bank may charge its own ATM cash deposit fee separately. Always check current terms on 10bet's cashier page.
10bet's minimum deposit sits from R10 depending on the method used, making ATM Cash Deposit accessible even for a small test deposit.
No — that's the main appeal of this method. You only need physical cash and access to a supported bank's ATM, making it usable by players without online banking or a smartphone banking app.
Yes. No card details or online banking credentials are involved at any point — the transaction happens entirely at a physical ATM using cash and a reference number tied to your account.